General - Frequently Asked Questions

NEVER. We believe an educated customer is the best customer. We aim to empower you with the information and knowledge to the point you are able to get clarity on your needs and able to make an educated decision about any products or services. 

We obviously welcome being able to sell but we see it as a by-product of awareness, education, suitability, affordability and needs analysis. 

  Term life insurance provides coverage for a specific term, with lower premiums and no cash value, while permanent life insurance offers lifelong coverage, higher premiums, cash value accumulation, and potential investment benefits.